According to a recent study by the German Real Estate Association (IVD), the hour has come for home buying. Because the interest rates for construction loans will hardly fall even more, while real estate prices continue to rise. Home ownership is therefore currently more affordable than ever. With the right advice, interested parties will also find the optimal mortgage lending. For the home purchase, the conditions are currently almost never. According to the IVD, “the affordability of owner-occupied housing has reached a historic high .” Real estate prices have risen moderately in 2014. But at the same time interest rates…